From exploration to refining and distribution, oil & gas activities involve plants and operations with different exposures.
Fires, breakdowns and spills of substances can have consequences for people, the environment and production continuity. The analysis considers operating conditions, including offshore, and liabilities along the supply chain to guide prevention and protection.
Exploration
Refining
Distribution
Onshore
Offshore
We assess exposures along the entire supply chain (upstream, midstream and downstream, onshore and offshore) with a risk engineering approach: fire, explosion and loss-of-containment scenarios, estimation of maximum loss (PML/EML) and impacts on people, the environment and production continuity.
We examine the existing programme (sums insured, limits, sub-limits, deductibles and exclusions) and compare it with the risk profile and with contractual obligations towards clients and partners, to identify underinsurance and gaps along the supply chain.
We structure and place on national and international markets All Risks and Business Interruption programmes for refineries, coastal depots, process plants and distribution networks, with particular attention to the determination of values, indemnity periods and, for upstream, Control of Well cover.
We assess exposure to sudden and gradual pollution and liability for environmental damage and remediation under Legislative Decree 152/2006, and identify the most suitable Environmental Impairment Liability cover to contain the economic, legal and reputational consequences.
We analyse liabilities towards third parties and clients in onshore and offshore activities, including contracted works and reciprocal indemnity regimes (knock-for-knock), and select general, products and marine liability cover consistent with operating and contractual conditions.
We support the client from notification to settlement: coordinating loss adjusters, surveyors and technical consultants, quantifying direct damage and business interruption losses, and negotiating with insurers and reinsurers on the most significant claims.